The Early Warning Signs

• Multiple mortgage statements marked “Delinquent”
• Calls or letters from your lender or a debt collector
• A 90-day pre-foreclosure notice (required in NY)

Confirming Foreclosure

• You receive a Lis Pendens filing
• A court summons is delivered
• Your case appears in New York’s eCourts database

What to Do Next

• Respond to any court documents
• Reach out to your lender or a local housing counselor
• Explore selling or modification options immediately

We can check the court database for you, free of charge.

Also Read: Foreclosure When You are Senior on Long Island