The Emotional Dilemma

We know it’s not “just a house.” It’s where your children took their first steps. Where you hosted birthdays. That’s why the choice to keep or sell is so personal.

Pros of Saving the Home

• Keep your memories and space
• Retain long-term value
• Preserve community ties

Cons

• May require large reinstatement payments
• Financial stress could continue
• Risk of foreclosure returning

Pros of Selling

• Get out from under debt
• Start fresh
• Potential to walk away with cash

What We Recommend

Most real estate agents, attorneys and investors  only deal with foreclosure cases a few times a year. Talk to someone who does this every day — not just once in a while.

Find a Long Island–based guide who can walk you through both paths — not pressure you into one. Their goal should be to give you clarity and help, not just get a commission, legal fees or low ball offers to buy your house.