Yes — you can sell a home with a reverse mortgage, even if it’s in foreclosure.
And you can sell whether the home has equity or not.

Why Reverse Mortgage Foreclosure Happens

A reverse mortgage becomes due — and foreclosure can begin — when:

• The homeowner passes away
  
• The homeowner permanently moves out (such as into assisted living)
• Property taxes or homeowner’s insurance go unpaid

You Can Still Sell the Home

If there’s equity in the property, you can sell and use the proceeds to pay off the reverse mortgage at closing.
If there’s no equity (or the home is underwater), the sale becomes a short sale — but it’s still possible.
In either case, selling is an option before the foreclosure is finalized.

What We Help With?

We handle the details, including:

• Coordinating with heirs, if the property was inherited
• Managing title and payoff logistics
• Navigating deadlines before auction or lender claim
• Working with the reverse mortgage company to get approval for a short sale (if needed)

Reverse mortgage foreclosures are complicated — but you’re not stuck.
You have options, and we’re here to guide you through the process.