How to Calculate How Much Time You Have Left
What Date Really Matters?
Most homeowners focus on the Lis Pendens date — but the true countdown starts when a judgment is entered.
Selling a House That’s Been Vacant for Months
Risks of Vacant Homes
Code violations
Vandalism and break-ins – Squatters
Water damage, mold, pests
Fast-track to auction
How to Use a Foreclosure Settlement Conference
What Is It?
It’s a court-mandated meeting between you, your lender, and a court attorney. It’s required in most NY foreclosure cases and usually happens 45–60 days after you’re served.
Avoiding Foreclosure Scams on Long Island
Why Scammers Target You?
Scammers know you’re under stress, facing deadlines, and unsure of your rights. They use that to pressure, confuse, and steal from you.
The Power of a Short Sale in Foreclosure
What Is a Short Sale?
A short sale happens when your mortgage lender agrees to let you sell the home for less than what you owe — and forgives the difference.
What Is a Lis Pendens and Why It Matters?
A “Lis Pendens” is Latin for “suit pending.” In foreclosure, it’s the legal filing that signals your lender has started the process to take back your home.
Stuck with the Inherited House While Your Siblings Are Miles Away?
You’re the Only One Left Holding the Bag
Your parent passed. The house is still full. And guess who’s the only sibling dealing with it? You.
How to Avoid Foreclosure Auction on Long Island
What Triggers an Auction?
When the court rules in favor of your lender and issues a Judgment of Foreclosure and Sale, an auction date is then set. These typically take place at local courthouses or online.
Understanding the Foreclosure Timeline on Long Island
If you’re behind on your mortgage and live on Long Island, you may be wondering how much time you have and what comes next. Understanding the foreclosure timeline is critical — because once deadlines are missed, options narrow quickly.
Should You Try to Save or Sell Your Home?
The Emotional Dilemma
We know it’s not “just a house.” It’s where your children took their first steps. Where you hosted birthdays. That’s why the choice to keep or sell is so personal.
