Sensitive Strategist helps homeowners on Long Island, NY who are facing foreclosure, tax delinquency, probate issues, or other property distress. Our goal is to help you save your home on Long Island whenever possible and guide you to the best solution for your specific situation.

Yes — our consultation is 100% free; Sensitive Strategist never charges a fee, and we’ll review your situation, explain all your foreclosure help options on Long Island, and outline a clear plan before you make any decisions, though if we refer you to a third party like an attorney (for example, to negotiate a loan modification), their fees may apply.

Absolutely. Our first priority is always to find a way to stop foreclosure and keep you in your home, whether through a loan modification, repayment plan, refinancing, or other local homeowner assistance programs.

Contact us right away. A Lis Pendens means foreclosure proceedings have started. The sooner we begin, the more options we have to provide you with foreclosure help on Long Island and protect your home.

Time is critical. The earlier we start, the more tools we have to help you save your home on Long Island and avoid a foreclosure auction.

In many cases, yes — especially if we act quickly. We can explore options like lender negotiations, loan modifications, or legal assistance to stop or postpone your auction.

No. We are not attorneys and cannot give legal advice. However, we work closely with trusted local foreclosure attorneys to make sure you have the right representation when needed.

Yes. If you’ve inherited a home in probate and are behind on payments or taxes, we can guide you through the process and help you decide whether to keep or sell the property.

Book a free consultation with us. We’ll create a custom step-by-step plan to save your home or resolve your property challenges.

It varies. Some foreclosure solutions can be set up in days, while others may take weeks or months. Acting early gives you the most options.

Yes. We work with conventional, FHA, VA, and other loan types for homeowners across Long Island.

Yes. Many homeowners are approved the second time with a stronger application, better documentation, and our guidance.

Our main focus is on helping homeowners in Nassau and Suffolk counties. However, if you’re facing foreclosure or property distress in another state, we can still offer guidance and connect you with the right resources.

Yes. We have multiple options for homeowners:

• If your home has equity, we can make you a fair cash offer.
• If your home does not have equity, we can buy it through a short sale (with lender approval).
• If selling through a real estate agent is the better fit, we can connect you with a trusted Long Island agent.

Yes. We collaborate with experienced local foreclosure attorneys and HUD-certified housing counselors to ensure you get comprehensive help.

Call us immediately. Even if your Long Island foreclosure auction is just days away, there may still be ways to delay or stop it.

While we understand unpaid HOA or condo fees can threaten your home, typically payment plans are limited or already in place; your options are usually to catch up on payments or face foreclosure. We can assist by guiding you through available solutions and helping you negotiate where possible to protect your home.

If you’re behind on payments, your credit has already been impacted. Acting quickly can reduce the long-term damage and help you rebuild faster.

Yes. We assist homeowners in default on reverse mortgages to help avoid foreclosure and stay in their homes when possible.

We do not file bankruptcy ourselves, but we can connect you with experienced bankruptcy attorneys to see if it’s the right choice for your situation.

We specialize in Long Island foreclosure help with a focus on compassion, education, and real solutions — not high-pressure tactics. We look at every possible way to save your home before considering a sale.

We explain every option in plain English so you can make a confident decision about your home and future.

You can call us directly, send a message through our website, or book a free consultation online.

Yes. Your information is kept completely confidential and will never be shared without your permission.